Bank Fees The rates and charges detailed herein are subject to change and may be revised at anytime. This schedule supersedes all other schedules. SAVINGS ACCOUNTS Accounts closed within 90 days Cheques returned by other banks Deposit of cheques and drafts Interim statement Transfers between accounts Inactive advice letter (for accounts with no customer induced activity for a minimum period of 1 year). 100.00 in same currency per account 50.00 in same currency per item 5.00 in same currency per item 5.00 in same currency per statement 10.00 in same currency per transaction 50.00 in same currency per annum DORMANT ACCOUNTS Accounts with balances of less than 10.00 in each currency will be closed after three years of inactivity   Dormancy fee Dormant advice letter (for accounts with no customer induced activity for a minimum period of 3 years) 1.00 in same currency per quarter.     100.00 in same currency per annum TERM DEPOSITS Administrative fee if broken before maturity Penalty interest rate plus break fee of 200.00 in same currency   See also:  Foreign Exchange Services Fees  Other Banking Fees  Lending and Corporate Services Fees You can download a Schedule of all Fees and Charges.